Leventhal Law Group, P.C.
Warner Center Towers
21550 Oxnard Street, 3rd Floor
Woodland Hills, CA 91367
Leventhal Law Group, P.C., in Woodland Hills, California, serves clients in the San Fernando Valley area. Communities include Northridge, Van Nuys, North Hollywood, Encino, Santa Clarita, Valencia, Palmdale, Lancaster, Mission Hills, Thousand Oaks, Simi Valley, Calabasas, Canoga Park, Chatsworth, Porter Ranch, Reseda, Tarzana, Malibu and counties that include Los Angeles County and Ventura County.
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Regaining Credit in Los Angeles
Learn About Rebuilding Credit From a Lawyer Serving Woodland Hills, Burbank and the Los Angeles Area
One reason people are reluctant to file bankruptcy is that they have misconceptions about life after bankruptcy. They believe that they will never again have a credit card, buy a house or get a loan. At my Woodland Hills, California, law firm, Leventhal Law Group, P.C., I counsel clients about life after bankruptcy. I answer their questions and help them explore their options.
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Common Questions About Rebuilding Credit After Bankruptcy
Clients frequently ask questions such as these:
How long will a bankruptcy remain on my credit report?
A bankruptcy will appear on your credit report for 10 years, although a Chapter 13 bankruptcy could remain for only seven years.
Will I have to wait 10 years before applying for a credit card?
There are many credit card companies that will approve applications from consumers who have declared bankruptcy. However, the interest rate will be high and the spending limit low. You may be able to obtain a secured credit card at a lower rate.
How do I rebuild my credit after bankruptcy?
It's pretty simple: Pay your bills promptly. Get a credit card and pay it off every month. If you can, take out an installment loan and pay it on time. Get a gas credit card and pay it off every month. Steps such as these can rapidly rebuild your credit.
Contact a California Bankruptcy Lawyer. Learn How to Rebuild Your Credit.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.