Leventhal Law Group, P.C., in Woodland Hills, California, serves clients in the San
Fernando Valley area. Communities include Northridge, Van Nuys, North Hollywood,
Encino, Santa Clarita, Valencia, Palmdale, Lancaster, Mission Hills, Thousand Oaks,
Simi Valley, Calabasas, Canoga Park, Chatsworth, Porter Ranch, Reseda, Tarzana, Malibu
and counties that include Los Angeles County and Ventura County.
If you are receiving harassing phone calls from creditors or have had your wages
garnished at work, you already know how stressful these incidents can be. What you
may not know, however, is that you can stop creditor harassment immediately by filing
At the Leventhal Law Group, P.C., in Woodland Hills, California, I help people file
bankruptcy — in fact, that is my primary area of legal practice. Over and over again,
I see the relief people feel when they know they can once again answer the telephone,
open the mail or respond to the doorbell. They don't have to hide from their creditors
Call a Los Angeles-area lawyer at the Leventhal Law Group, P.C. at 818-347-5800 for
a free initial consultation.
Harassment — It's Against the Law If You Have Filed Bankruptcy
Bankruptcy laws require creditors to stop their efforts to collect once a debtor
has filed either Chapter 7 or Chapter 13 bankruptcy. After you have submitted a list
of creditors with your bankruptcy petition, the court will notify each creditor that
you have filed for bankruptcy protection and that their collection efforts must cease.
This is known as an automatic stay and is part of the Fair Debt Collections Practices
Act (FDCPA) that protects consumers from creditor harassment.
Because the notification process may take a few days or weeks, I give clients a letter
that they can send to creditors directing them to contact me. I deal with creditors
so that my clients are free from harassment.
Stories from Clients
As a bankruptcy lawyer, I have heard terrible stories about the treatment people
receive from bill collectors, collection agencies and creditors. They receive telephone
calls at all hours of the day and night. They get threatening letters. Their employers
are notified and their wages are garnished. They may be the subjects of lawsuits.
Creditors may even visit a debtor's home or place of employment, even though this
may be illegal.
People who have experienced this kind of treatment know its consequences first hand
— the fear, the shame and the frustration can be overwhelming. But this doesn't have
to last long if you seek legal protection under the bankruptcy laws.